Services & Pricing

Clear pricing, no hidden fees, no ongoing commitments unless you choose them.

Each service is designed to address a specific financial need. You pay for the consultation and the deliverable—nothing more. If you're unsure which service fits your situation, send us a message and we'll point you in the right direction.

Foundation Financial Planning

£425

A comprehensive review of your complete financial picture. We examine your income sources, expense patterns, existing debts, savings, and assets to create a clear baseline.

What's included:

  • One 90-minute consultation session
  • Pre-session intake questionnaire to streamline our time together
  • Detailed financial snapshot report
  • Personalized action plan with prioritized next steps
  • Follow-up email support for 14 days after the session

Best for:

People who feel uncertain about their overall financial position and want a structured starting point. Also ideal if you're facing a major life change—new job, marriage, relocation—and need to reassess everything.

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Debt Strategy Consultation

£285

Targeted support for managing and eliminating debt. We analyze your obligations, interest rates, and cash flow to design a payoff strategy that's aggressive but sustainable.

What's included:

  • One 60-minute focused consultation
  • Debt inventory and prioritization analysis
  • Customized payoff strategy document
  • Recommendations for refinancing or consolidation if applicable
  • Monthly progress tracker template

Best for:

Anyone juggling multiple debts—credit cards, student loans, personal loans—and unsure how to prioritize payments. This service clarifies the math and removes the guesswork.

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Investment Readiness Review

£340

Before you invest, make sure you're actually ready. We assess your emergency fund, debt situation, and risk tolerance to determine whether investing makes sense right now—and if so, how to approach it.

What's included:

  • One 75-minute consultation
  • Financial readiness assessment
  • Risk tolerance evaluation
  • Investment approach recommendations (not specific product picks)
  • Written readiness report with go/no-go guidance

Best for:

People considering their first investment account or wanting to verify they've covered the essentials before committing funds. We provide the framework; you make the final call.

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Retirement Scenario Planning

£515

Retirement planning isn't one-size-fits-all. We model multiple scenarios based on different retirement ages, savings rates, and lifestyle assumptions so you can see the trade-offs clearly.

What's included:

  • Two consultation sessions (initial 90 minutes, follow-up 60 minutes)
  • Retirement goals and lifestyle discussion
  • Projection modeling for at least three scenarios
  • Pension and state benefits analysis
  • Written scenario comparison report
  • Recommended savings adjustments

Best for:

Anyone within 20 years of potential retirement, or younger individuals who want to set a strong foundation early. Particularly useful if you're self-employed or have a non-traditional career path.

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Tax Efficiency Consultation

£395

Legal strategies to reduce your tax burden and maximize what you keep. We review your income structure, deductions, allowances, and retirement contributions to identify optimization opportunities.

What's included:

  • One 90-minute consultation
  • Tax situation analysis
  • ISA, pension, and allowance optimization review
  • Self-employment tax strategy if applicable
  • Written tax efficiency plan
  • Year-end tax planning checklist

Best for:

Self-employed individuals, freelancers, contractors, and anyone with multiple income streams. Also valuable for employees who want to ensure they're using all available allowances.

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Ongoing Financial Guidance

£165/month

Monthly check-ins to keep you on track, adjust for life changes, and answer questions as they come up. Continuous support, not one-and-done advice.

What's included:

  • One 45-minute session per month (virtual or in-person)
  • Unlimited email support between sessions
  • Quarterly progress reviews
  • Plan adjustments as your situation evolves
  • Priority scheduling
  • Cancel anytime with 30 days notice

Best for:

People who want accountability and regular guidance without having to book individual sessions each time. This works especially well if your financial situation is dynamic or you prefer ongoing support.

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How payment works

For single-session services, payment is due at the time of booking. For ongoing guidance, we bill monthly via direct debit. All pricing is exclusive of VAT where applicable.

If you're not satisfied with your consultation, we offer a full refund within 7 days—no questions asked. We'd rather lose the fee than keep your money if we didn't deliver value.

Not sure which service fits?

If you're uncertain which option aligns with your needs, reach out via our contact page. We'll ask a few questions and point you toward the most relevant service.

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